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MON-THURS 8.30AM- 6.30PM | FRIDAY 8.30AM-6.00PM
SATURDAY 9.00AM-5.00PM | SUNDAY 10.30AM-4.30PM

Why Choose Nissan Finance?

We are all different. We all have different motoring needs. The perfect vehicle for a young couple is more than likely going to be impractical for a growing family. And it's the same when it comes to playing for a car - a package that is ideal for one person's financial circumstances, may not necessarily suit the needs of another.

That is why Nissan Finance offers a range of different finance schemes, each of which carries benefits particularly relevant to your circumstances. Furthermore, to provide you with added service, there is someone on hand who can work out a tailor-made financial solution that is right for you.

A Plan to Suit Your Needs

You may hear different plans referred to under other names which may make the list of options seem endless. However, in order to make it quicker and easier for you to choose the best plan for you needs, we will concentrate on the two key products available:

  • Hire Purchase
  • Preferences

Below you will find a decision tree to help you identify the most suitable product for yourself.

If you require assistance in selecting the product that is best for you, we will be more than pleased to help. We have highly trained staff, who can utilise our computer technology to select your product, provide finance quotations and process your application quickly and efficiently.

Features Benefits

Hire Purchase Preferences
Eventual ownership Yes* Optional**
Deposits 0% - 90% 0% - 35%
Term 12 - 60 months 12 - 36 months
Fixed Monthly Payments Yes Yes
Option to defer a proportion of the capital cost to the end of the agreement No Yes
Lower Monthly rentals due to deferred amount No Yes
Disposal Responsibility Yes* Optional**
* Subject to payment of the nominal option to purchase fee.
** Please contact us for options.

We have a fully trained in house finance specialist with over 20 years experience, who will be happy to discuss each option with you. Just call Susan Bennett for financial advice and assistance.

Nissan Business Leasing

Sometimes refered as Finance Lease, leasing allows the business customer to combine many of the benefits of Lease Purchase with similar tax and VAT advantages of Contract Hire. After making an initial payment you then pay a fixed number of rentals over the remaining period of the agreement.

At the end of the lease, your company can either enter into a further ('secondary') period of hire for a nominal annual rental or you dispose of the vehicle on our behalf and you will benefit from a rebate of some of your rentals. Other benefits include:

  • Fixed monthly rentals
  • Lump sum or rentals in advance of deposit
  • Option to extend agreement into 'secondary' period for a nominal annual fee
  • Option to set a deferred sum/final rental to lower the monthly rentals
  • Accelerated taxation relief
  • VAT can be partially reclaimed on cars

Nissan Contract Hire Nissan Business Purchase Nissan Business Lease
Eventual ownership No Yes No
Low initial deposit Yes Yes Yes
Term 18 - 60 months 12 - 60 months 12 - 60 months
Deferred lump sum N/A Optional Optional
Interest reclaimable against tax N/A Yes N/A
Rentals reclaimable against tax Yes* No Yes*
Writing down allowance No Yes No
VAT charged on rentals Yes No Yes
VAT reclaimable on rentals Yes** No Yes**
Off balance sheet Yes No No
Maintenance included Optional No No
Road fund licence included Yes No No
Responsibility for disposal No Yes Yes
Depreciation risk No Yes Yes

* Where the cost is more than £12,000 a proportion is disallowed in line with the 'Half the Excess' rule: (Net Vehicle Price + £12000 / 2 x Net Vehicle Price) x 100 = % of rental allowable for tax purpose.
** VAT registered businesses only. If the vehicle is used for private used, only 50% of the finance element of the rental VAT is reclaimable.

Talk to Us

Hopefully, this page will give you a good idea of the finance plan that is best suited to your needs. However all Nissan Business Finance products can be tailored to meet your individual requirements so, before making your final decision, we recommend that you either telephone or visit us where xxx will be happy to discuss all the options with you in more detail.

Note: Nissan Business Finance facilities are only available to business users and are subject to status.


Fred Coupe, Walton Le Dale, Preston, Lancs PR5 4JB | Tel: 01772 272228 | Fax: 01772 884693 | Email Us